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Tuesday, September 16, 2008

SLE, ING and MRTA Insurances...

Now, how challenging can it be, having SLE, besides the numerous hospital visits, blood tests, meds and sarcastic remarks??

Getting COVERED!!
You see, everytime, I complete a form that has this "health declaration" section, it makes me "pause" for a while... should I tell them that I have SLE / Lupus or make "dunno"?
Being honest will cost me more money (and opportunity!), still, I have to make a truthful declaration otherwise, they can exercise their rights to VOID me, how nice.

This time, my honesty (and SLE) cost me an additional 200% premium on top of earlier premium quoted for my MRTA insurances.

Sad... there goes my dream of a second-hand 660 auto kancil ..... sigh.....

2 comments:

cazzycazz said...

Lupie dear glad that you did the right thing!! Some agents desperate for cases & easy approval without much paper work & hassles, they may advise you not to declare & only do it few years down the road... You r right, there is not a chance that an Insurance company will not find out on ur SLE records with the hospital and yes, they won't pay coz you under declare....

EddyBearChew said...

well..all i can say...
That is calll VVIP membership club...
Welcome to my club....high blood pressure....diabetic to be.....cholorestrol coming soon!!
hehehe